can anyone tell me why when paying for an item ive won does paypal say that my card cannot be used for this transaction? However, I was told by the bank that I'd be able to make online purchases. Take these key steps to increase your debit card limit 1. I'd suggest you check the settings of your Google Payments account to make sure your address and other billing information in the payment method, provided are up to date and match the information in the personal information, If you are still unable to add your debit card to your account, I recommend you contact one-on-one support team. but this time that same card can't be use for the payment. Hi, you need to have a credit card or a cheque card for online purchases. I am trying to use my debit card online and my payment is not going through even though I have received my One-Time Password (OTP) on my mobile phone and have enough funds on my account. Paying with a debit card has advantages over paying with a credit card. I can’t use it in Lazada, Shopee, AliExpress…I wrote to BDO and all they can say is it’s because of extra layers of security between them and the merchants, blah blah…ultimately, they said use another card. That means that if someone gets a hold of your debit card and makes unauthorized online purchases with it, you may be held liable for those purchases, depending on your bank’s individual policies. Credit cards fall under the Fair Credit Billing Act, which limits your liability for unauthorized purchases to a maximum of $50. Also, I'd suggest you check the settings of your Google Payments account to make sure your address and other billing information in the payment method provided are up to date and match the information in the personal information. edited 1 year ago. If you're paying for something online, you can typically use your debit card just like a credit card. Plus, once you enter your debit card number into a website, there’s no telling who might be able to see those numbers and use them maliciously. Therefore, make sure you know how much money is in your account before you buy something using your debit card. A one-stop forum for all your banking questions. Reason #1. Instead, use a credit card. Before pulling out your debit card for your next online purchase. Why can't I make online purchases with my Debit Ma... Why can't I make online purchases with my Debit MasterCard? It is accepted by any retailer who accepts MasterCard. A debit card is used in the same way as a credit card, but the purchase price comes directly out of your bank account instead of being billed to you at a later date. If you’re dead set against using credit cards to make purchases online, consider putting some money into a service like PayPal. You have to check with the company that issued the gift card to find out if you can register it to your name and address or not. My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment Solution. 27,927 Views Message 4 … If this trend continues much longer I will have no alternative but to change banks. Thanks for the reply. This is a convenient and secure way to make your overseas purchases and ATM withdrawals. Gomez also spent many years working as a newspaper reporter. You simply enter the name on the card, the account number and the expiration date Turn over the card and locate the three-digit security code on the signature strip and enter that. I can’t use my sbi rupay debit card for online transaction, I also found that other banks rupay debit card also can’t use for transaction, if any one can tell why or any trick to use, it is beneficial in some applications like mobikwik where we buy got Cashback from Internet banking (I have net banking on same account) Many prepaid Visa gift cards don't work for online purchases because they're not registered to a particular person and/or billing address. however, be sure you understand the pros and cons of this method of payment. Having problems registering online? Most merchants request you to enter some personal details, including the name on the card or your address. I don't know if purchasing something from Google play is considered as an online purchase or like paying for a service were there is a free service and paying one. If the Debit card was issued to you by a banking institution, you can walk into the bank, talk to the customer support about it and they will help you with activating your Debit card for online transactions. I've inserted card number cvv number and all other details on online websites but no joy. select the debit card (on which the online purchase feature was activated) the UserID will be displayed above the online purchase feature transactions header Did you find this information helpful? I agree with you Saruman. This will include adding your full names, card number and CCV number which is three number at the back your card. Secondly when I went to that bank they said it can be used and to this day. 2. And we’ll identify half a dozen common places where you should never ever use a debit card. Both the debit card and credit card allow you to make purchases using e-transaction. I'd recommend you check for the below things: 1. P.S- I have made online purchases with the card in the past, and nobody is affiliated with the account in any way other than myself. I use one for practically all of my purchases, even when I'm traveling abroad. I think this is quite diff from online purchase, and doesn't require to have a credit card. If information doesn’t match because it’s outdated, you can update it by logging into your bank account or calling your institution for assistance. Before making a purchase online check that the personal information you entered matches that of the debit card you’re using. Maestro Card debit cards can be used to pay for purchases online, and is used the same way any other debit card is used online. Unfortunately, it doesn’t always work the way you intended, and you could find yourself without access to your money if your debit card is declined. She is currently an editor at a major publishing company, where she works on various trade journals. I gave up. If somebody uses your card number to … Also, if there’s a problem with the purchase, you can’t withhold payment like you can with a credit card because the money has already left your bank … i have used this card and its registerd and never had a problem before , im simply so confused as i cant make any purchases on ebay now...HELP . This law does not apply to debit card purchases, however. It is a's if my service from Standard Bank have been downgraded. This is extremely … Yes No. This is idiotic. Ensure you are using the right debit card number which is printed on your debit card. Once you submit the payment, the money is immediately deducted from your bank account. I am trying to shop online, why would my ASB Visa credit card or Visa Debit card not work? If you are using the cheque card or credit and you still experiencing the same issue, feel free to mail us your full query with account details and the error message for further assistance. I have a student achiever account and I can't make online purchases with my debit card. I can't even link it to Google Play, Über or PayPal. You can pay online with checks, credit cards or services like PayPal -- or you can use a debit card. All ASB Visa credit and Visa Debit cards must be activated before the card can be used to make purchases online. Last Updated: 17 Oct 2018. Many merchants use “holds” to make sure you have enough funds to pay for a purchase. Why was I not able to use the gift card for an online purchase? My BDO debit Visa card can’t literally do anything. Kindly note that you can only make online purchase with only cheque card or credit card due to online verification process. Federal law says that you’re not liable for unauthorized credit card purchases exceeding $50. Paying with a debit card online is easy. Check your balance and ask the waiter to run the transaction for the exact balance on the gift card. Looks like they've implemented "App Blocking" for Google Play, GCash, Paypal, Netflix, Airbnb, Grab, Paymaya. Credit cards. In this article, we’ll take a look at the dangers of debit cards and their hidden costs. This is the same problem I am faced with.. Much like gas stations, restaurants often authorize 20 percent more than your bill total. For example, my 11 year old nephew has the TD VISA/Interact card shown in Fig 1. and uses his debit card to make online purchases from retailers online like, iTunes and EpicGames. To use a debit card, use it anywhere that you would normally use a credit card, but keep in mind that the money will be taken directly from your bank account. Firstly there is a csv number on the debit cards. 0 Kudos All forum topics; Previous Topic; Next Topic; 7 REPLIES 7. michelleriggs84. This law does not apply to debit card purchases, however. You can use it at most major online retailers, and it works a lot like a debit card — that is, you’re spending your own money, but without giving retailers a direct link to your bank account. I'm having the same problem. If you don't have enough funds, your … Whether you want cash back, or travel rewards, merchandise or movie nights, a low rate or no annual fees – you’ll find the right credit card for you, right here. I’m working overseas so walang way to go to any branch to clarify. I can't pay for my Spotify, I can't buy clothes or shoes, I can't even buy airtime. Thanks for the feedback. Entering any information incorrectly when using your debit card can make your card get declined. You can purchase anything from books to antiques to cars online. Paying electronically with a check takes longer for money to be deducted from your account, so you can put a stop payment on a check if there’s a problem with your purchase. Use a Debit Card Online . I just think if that's the case, there really shouldn't be a MasterCard symbol on our debit cards. why i can't use my debit card for material purches. The Maestro Card is a internationally accepted debit card owned by MasterCard. Application Service Provider, you may find that your VISA debit card doesn’t work or isn’t accepted. Your debit card pulls funds directly from your checking account. What type of account do you have with us? This mostly happens when making online purchases. Often, your debit account may be held when you reserve a hotel room using your debit card, or when you use your debit card to pay for gas at the gas station. The credit card has a limit on how much you can spend. Cynthia Gomez has been writing and editing professionally for more than a decade. I've been trying to use my card to make online purchases on Amazon and other such websites, but my card somehow doesn't work for these things. The debit card doesn't … Unlike credit cards, you can't spend money you don't have with a debit card. Why can't I pay using my debit card? If I can't make those types of payment with my debit card, why they is an option of it? i made many payments previously used that same card. New Community Member Mark as New; Bookmark; Su There are two reasons why you should not use debit card for online or offline purchases, even in India where we have chip and PIN cards and where online transactions require either an additional password or a PIN. Please visit your nearest branch for further assistance. It worked for my first five purchases with the site (two last night and three this morning), but on my sixth purchase it stopped showing my debit card as a payment option for some reason, even though it was working perfectly fine yesterday and this morning. I have escalated it to the relevant department. It's very misleading. Also, if there’s a problem with the purchase, you can’t withhold payment like you can with a credit card because the money has already left your bank account. To resolve this you will have to upgrade your account to cheque to enjoy using your account on-line. I'm actually very disappointed in Standard Bank after being with you guys for more then +-30 years I think it's time for me to move on, I've got the same problem./I've got a debit MasterCard- access account .. That means that if someone gets a hold of your debit card and makes unauthorized online purchases with it, you may be held liable for those purchases, depending on your bank’s individual policies. I've had this problem too. Since July 2016 I am no longer able to do so. I was advised at my local branch that this card can be used for online payments, I've also downloaded the app and made sure that the option for online purchases are active .... Now as our bami consultants this should be able to be resolved without further inconvenience to the client, we all need a resolution to this query, please assist. Use A Virtual card Instead [The Most Simplest Method] – A Virtual card works in a similar way like a Physical Debit card; except for the fact that you can’t touch it – but you can use it. If you're using the right debit card number and still facing the issue, I'd suggest you remove and add the payment method on google settings. This makes no sense and personally I am fed up with standard bank. Do I have to get a special card for these things? Those who regularly use their debit card and make large purchases from time to time may want to get a higher daily debit card limit. PS I'm also super upset that to this day you still haven't cleared my credit record and still keeping it open as unpaid after more then 4 or 5 years everytime I go into the bank all I get told is its getting sorted out. 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